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The Advice Process

I take pride in providing a friendly open service that I see as a collaboration between clients and myself as the adviser to-

  1. Understand what you are seeking to achieve from the advice process.
  2. Collate all the background information.
  3. Establish your feelings about investment risk and the extent you can tolerate investment loss.
  4. Undertake research and analysis.
  5. Make a recommendation in a report setting out the products and services that will work best for you.
  6. Implement the plan provided you are happy to proceed following a period of reflection.
  7. Regularly review the plan to ensure it remains on track and continues to achieve your goals.

Our Fees

ASPFS is a firm of fee-based Independent Financial Advisers.

ASPFS are happy to provide you with a Fixed Fee menu, detailing the charges for the particular area of advice you require. Alternatively, an hourly rate may be agreed.

Before ASPFS provides any advice, a fee agreement must be signed by you. Where products are used, you may instruct the product provider(s) to pay the fee directly to ASPFS.

All advice is provided to the client in a written report. Any financial products purchased are a consequence of the advice provided, and are only implemented once the client has provided further instruction to proceed, following receipt of a bespoke report from ASPFS.

ASPFS is not authorised to provide regulated mortgage advice and Ian will be pleased to refer you to a third party who is authorised.

Information about our fees and services will be given to you at our first meeting.

Privacy Statement

This notice provides you with information concerning our collection and use of personal data. If you have any queries regarding this statement, please do not hesitate to contact us.

Cookies

Our website does not collect statistics about the way you use our website in the form of cookies.

A cookie is a small text file written to your hard drive that contains information about you. Cookies do not contain any personal information about users.

However users of the website can visit other third party websites using hyperlinks provided which do use Cookies.